InsuranceLine is making a Gift Offer to InsuranceLine Life Insurance, Income Protection and Funeral Insurance customers upon their purchase of a new Life Insurance, Income Protection or Funeral Insurance policy only under these terms of offer. InsuranceLine is a trading name of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 of Level 16, 363 George Street, Sydney, NSW, 2000. The following terms and conditions apply to the Gift Offer.


  1. The InsuranceLine Gift Offer commences on 11 January 2016 at 00:01 AM (AEDT) and concludes 31 March 2016 at 23:59 PM (AEDT) (the “Offer Period”).
  2. Eligible customers will be able to choose from the following gifts:
    1. Fitbit Flex wireless activity and sleep wristband, or
    2. Lenovo Tablet
    3. Each Eligible Customer is entitled to only one gift (“the Gift”) per eligible policy.
  3. To receive a Gift, the customer must take out a Life Insurance, Income Protection or Funeral Insurance policy with a Commencement date between 11 January 2016 and 31 March 2016 (inclusive) .
  4. This offer is made solely by InsuranceLine. The insurers issuing the insurance policies are not responsible for any aspect of this Gift Offer. Prize Brokers Pty Limited is responsible for the administration and fulfilment of this offer.
  5. The Offer Period may be extended by InsuranceLine, in which case, a new or revised set of terms and conditions will be published on the website www.insuranceline.com.au/gift.
  6. This offer is not available in conjunction with any other offer.
  7. InsuranceLine reserves the right to revoke this offer at any time.


  1. Australian residents who are eligible to take out and be covered under a new InsuranceLine Life Insurance, Income Protection, or Funeral Insurance policy for themselves and/or another eligible adult are eligible for this offer.
  2. Information provided to InsuranceLine may be used for the purposes of providing insurance cover, administering this Gift Offer and for making future marketing offers unless you tell us otherwise. Information is collected and may be used by InsuranceLine in accordance with its Privacy Policy which is available at www.InsuranceLine.com.au
  3. To be eligible to receive the Gift the person must have held the policy for 2 consecutive months and paid the relevant premiums in full for those 2 months.
  4. Employees and their immediate families of InsuranceLine, the insurers, agencies, companies and related bodies corporate associated with the Gift Offer are eligible to enter by complying with these terms and conditions.
  5. InsuranceLine accepts no responsibility for any late, lost or misdirected Gift Offer enquiries, including enquiries not received by InsuranceLine or delays in the delivery of enquiries due to technical disruptions, network congestion or for any other reason.
  6. Incomplete, non-genuine and incomprehensible enquiries will be deemed invalid at the sole discretion of InsuranceLine and ineligible for the Gift Offer.
  7. Each person is only eligible to receive one Gift per policy. If there are two people named on one policy only the primary policy holder is eligible to receive the Gift.
  8. Participating products include Life Insurance, Income Protection and Funeral Insurance only.


  1. Having qualified for the Gift Offer as set out in Part 2, the primary Policy Owner of each new Life Insurance, Income Protection and Funeral Insurance policy issued with a Policy Commencement Date during the Offer Period will receive an email, a letter or SMS from InsuranceLine with details of how to redeem the Gift Offer.
  2. Each Eligible Customer will have 3 months from the Eligibility Date to redeem the Gift Offer. 3.3 The “Eligibility Date” is the date the Eligible Customer has held the policy for 2 consecutive months and paid 2 months premiums in full.
  3. At the time of redemption the Policy Owner may be offered an alternative Gift. Each Policy Owner is entitled to one gift only for each eligible Life Insurance, Income Protection or Funeral Insurance policy. If the Policy Owner chooses an alternative gift they will not also be eligible to receive a Fitbit Flex or Lenovo Tablet.


  1. If, for any reason out of InsuranceLine’s control, the Gift chosen by an Eligible Customer becomes unavailable, another Gift of similar value will be awarded in lieu.
  2. The Gift cannot be transferred, exchanged or redeemed for cash.
  3. In the event that a Gift recipient does not accept delivery of their Gift in accordance with any conditions of delivery notified to them at the time of redemption, then the Gift will be forfeited and cash will not be awarded in lieu.
  4. InsuranceLine takes no responsibility for the Gift being damaged, lost, stolen or misdirected in transit.


  1. InsuranceLine reserves the right to request recipients of the Gift to provide proof of identity, proof of residency at the nominated delivery address and/or proof of offer eligibility in order to claim the Gift. Proof of identification, residency and eligibility considered suitable for verification is at the discretion of InsuranceLine. In the event that suitable proof cannot be provided, the Gift will be forfeited in whole and no substitute offer will be made.
  2. InsuranceLine reserves the right to disqualify anyone who tampers with the Gift Offer eligibility process, who submits an entry that is not in accordance with these terms and conditions or who has, in InsuranceLine’s opinion, engaged in conduct in participating the Gift Offer which is fraudulent, misleading, deceptive, or generally damaging to the goodwill or reputation of InsuranceLine.
  3. If, for any reason, this Gift Offer is not capable of running as planned, including due to computer technical failures; fraud; delays in fulfilling material obligations where such delay is due to industrial action, fire, flood, war, public disaster, delay in transportation; or other causes beyond the control of InsuranceLine, which affects the administration, security, fairness, integrity or proper conduct of this offer, InsuranceLine reserves the right in its sole discretion to cancel, terminate, modify or suspend the Gift Offer to the extent permissible by law.
  4. InsuranceLine may cancel the Gift Offer at any time.
  5. InsuranceLine reserves the right to change or substitute the Gift or the Gift Offer or any part of the Gift or Gift Offer at any time.
  6. These terms and conditions are to be interpreted in accordance with the law of New South Wales.