Skip to Content (Press Enter)
-

Income Protection Insurance

Don’t hide from life’s unexpected turns, be prepared for them. Income Protection helps you pay your bills and support your family if you're unable to work due to illness or injury, so you can focus on your recovery.

eGift card offer
Lighten the load with $100 off^

Take out a new Insuranceline policy and get $100 off your first year. T&Cs apply.

Income Protection banner

Insuranceline Income Protection

Injury and illness can be touchy topics. Let’s talk about how you can be prepared for challenging times. If you're unable to work due to serious illness or injury, Income Protection Insurance can provide a monthly benefit payment.Our policy offers up to 75% of your monthly income, or a maximum of $10,000 per month. Pre-existing conditions may be covered, and you can choose from flexible waiting and benefits periods to get the right coverage for your needs. So that if the unexpected happens you can stay on top of debt and focus on getting better.

mother-and-son-at-beach

How to apply for
Income Protection

1

Decide how much cover you need. See our FAQs below for some things to consider when working out the amount you need, or try our Income Protection Calculator

2

Get an online quick quote by answering some simple income, occupation, health, and lifestyle questions.

3

Answer some additional questions about your income, occupation, health & lifestyle and view your final quote.

4

Once you’re happy with your quote, you can pay online and get your policy straight away.

Income Protection Insurance FAQs

View all FAQs
}
mother-daughter-on-couch

Why Insuranceline?

Trusted

Quality cover

Flexible

Cover your way

Affordable

Right price and value

Confidence

There when you need us most

What our customers say

Read more reviews

What can we help you with?

Please select an option below.

mother-chatting-with-daughter-on-couch
Gary talking to a friend hiding in their shell

Protect the heavy stuff with a new Insuranceline policy and we’ll take $100 off your first year. ^

^The '$100 off first year discount' is available to new customers who take out a quote and purchase a new Insuranceline Life Insurance, Income Protection or Funeral Insurance policy between 28 August 2025 and 25 February 2026. The $100 is spread evenly across the first year's premium payments; full benefit requires maintaining the policy for 12 months unless premiums are paid annually. If the policy is cancelled or payment frequency changes during the first year, any unallocated portion of the discount will not be honoured. This discount applies only once per policy and does not continue after the first year. TAL as issuer of the policy reserves the right to change or withdraw this offer for future customers at any time without prior notice.

Backed by TAL

Any financial product advice is general in nature only and does not take into account any person’s objectives, financial situation or needs. Before acting on it, the appropriateness of the advice for any person should be considered, having regard to those factors. Persons deciding whether to acquire or continue to hold life insurance issued by Insuranceline should consider the relevant Product Disclosure Statement (PDS). The Target Market Determination (TMD) for the product (where applicable) is also available.

Promoted by Insuranceline, a trading name of TAL Direct Pty Limited (of Level 16, 363 George Street, Sydney NSW 2000) ABN 39 084 666 017 AFSL 243260. TAL Life Limited ABN 70 050 109 450 AFSL 237848 issues the life insurance benefits. Hallmark General Insurance Company Ltd ABN 82 008 477 647 AFSL 243478 issues the Involuntary Unemployment Cover.

The ways in which Insuranceline collects, uses, discloses and secures your personal information are set out in the Insuranceline Privacy Policy, which is available free of charge on request.