Receive a bonus $100 gift card with our NEW Funeral Insurance^ Terms and conditions apply. Start quote.

COVER THAT IMPROVES WITH AGE

As the longest standing funeral insurance provider in Australia we know that life shouldn’t stop improving because you’re a bit older. Our Funeral Insurance provides a bonus 25% more cover after 5 years, to better cover what’s needed when the time comes.~

Benefits at a Glance


  • 25% Bonus Cover after 5 years to reward your loyalty.~
  • Value Promise - It's our promise to you that after the first 12 months, your loved ones will always receive the highest payout amount upon claim. Whether it's your cover amount, or the premiums you've paid toward your Funeral Insurance cover, they'll always get the highest payout.+
  • After you turn 85 you can choose to cash in your policy and receive 150% of your average funeral cover.#
  • Premiums don’t go up just because you get older.‡
  • Flexible cover with your choice of payout, up to $15,000.
  • Fast payouts – usually within 24 hours of lodging a completed claim so your family is not out of pocket.
  • Easy - Australian residents age 21 to 80 can get Funeral Insurance online or over the phone in minutes.
  • The sooner you set it up, the lower your premiums.
  • Cover with no medical or health questions if you’re aged 21 to 80 and an Australian citizen, Australian permanent resident or New Zealand citizen residing in Australia.
  • Get a 5% discount when you add another adult under the same funeral insurance policy.**
  • Straightforward claims process - When the time comes, we make the process as straightforward as possible. When your family or beneficiary makes a claim, a Claims Manager will personally oversee this claim and help your loved ones work through any details or questions they may have.
  • 30 day money back guarantee.
  • Enjoy 12 months for the price of 11 when you choose to pay your premiums annually.

Optional Extras


  • Extra Accidental Injury Cover – protection for you and your family in case you suffer a common accidental injury that's covered by the policy.
  • Extra Accidental Death Cover – extra financial support for your family if you pass away as a result of physical injury caused by an Accident.

Exclusions & Restrictions


  • When your cover starts – you’re covered for Accidental Death as soon as you take out your policy, and you’ll be covered for all causes of death 12 months from the date of your first payment to us. If you die from other causes within 12 months after taking out your policy, we’ll refund the premiums you paid so far for Funeral Insurance.
  • Exclusions on Extra Accidental Death & Accidental Injury Cover - Claims that result from participating in unlawful activity, acts of war, undertaking a dangerous occupation or dangerous pursuits and death by self-injury or suicide, injury as a result of any self-inflicted act including attempted suicide, the taking of intoxicating liquor or drugs other than as prescribed. Please see our Combined Product Disclosure Statement (PDS) & Financial Services Guide (FSG) for full details on what is and isn’t covered by the policy.

Want to know more about this product?

Download the Combined Product Disclosure Statement (PDS) and Financial Services Guide (FSG).

  • Common Questions

    At Insuranceline, we'll answer all your questions in plain English, so you know exactly where you stand. 

    Here you can find answers to the most common questions we get asked about Funeral Insurance.

    For anything else, call us on 13 77 87 or read our Funeral Insurance Combined Product Disclosure Statement (PDS) and Financial Services Guide (FSG).

    • What are the different ways I can pay for my funeral?

      There are a number of options when it comes to paying for your funeral. Here are a few examples:
      - Leave money for your family to pay
      - Pre-pay with a lump sum or regular installments
      - Buy funeral bonds
      - Take out Funeral Insurance

      Read more about different ways to pay for your funeral.

    • Will my premiums go up?

      Your premiums may change if you make changes to your policy or if the underlying premium rates are changed by us. If this happens it will impact all policy holders and we will give you at least 30 days’ notice of the change.
    • If I cancel my policy, will I get a refund?

      When you take out Funeral Insurance with InsuranceLine, we give you a 30 day money back guarantee - so if you cancel your policy in the first 30 days, we’ll give you a complete refund. After that, there are no refunds. Your policy simply gives you funeral insurance cover - it is not a savings plan.

    • Are my premiums tax deductible?

      Based on current tax laws, you can’t usually claim your Funeral Insurance premiums as a tax deduction. However, individual circumstances vary, and you should always consult an accountant or financial advisor for matters relating to tax.
    • Who will my family be dealing with during a claim?

      When the time comes, we make the process as straightforward as forward as possible. When your family or beneficiary make a claim, a Claims Manager will personally oversee this claim and help your loved ones work through any details or questions, and help them access the financial assistance your cover provides as soon as possible.

      Want to know more about our Funeral Insurance? Get a quick quote and apply online now or call 13 77 87 today.

  • Why Insuranceline?

    As the longest standing provider of Funeral Insurance in Australia we know that life shouldn’t stop getting better because you’re a bit older, especially now you know what really matters. If you can keep improving, so should your funeral insurance.

    What can you expect to receive?

    Insuranceline gives you a bonus 25% more cover after 5 years at no extra cost~ to better cover what’s needed, when the time comes.

    And after you turn 85, you can choose to cash in your policy and receive 150% of your average funeral cover.# Plus premiums won’t go up just because you get older.

    Most importantly you can have some peace of mind knowing you have covered your family so that at the end of your life they can honour you and stress less.

    What can your loved ones expect to receive?

    Our Funeral Insurance provides your loved ones with a lump-sum payment which can be used for your funeral expenses when you pass away. They can also use this money to pay for any other immediate expenses. It's our promise to you that after the first 12 months your loved ones will always receive the highest payout amount upon claim+. Whether it's your cover amount, or the premiums you've paid toward your Funeral Insurance cover, they'll always get the highest payout usually within 24 hours of lodging a completed claim.

    When the time comes your family will have a dedicated Claims Manager who will personally oversee your claim and help your loved one work through any questions.

    To get to know different ways to plan and pay for your funeral, take a look at our Funeral Insurance Guide.

    Want to know more about our Funeral Insurance? Get a quick quote and apply online now or call 13 77 87 today.

  • Is it right for me?

    Leaving your loved ones with enough to cover the cost of your funeral is a great way to keep on caring for the people you’re closest to.

    As Australia’s longest standing provider of funeral insurance we believe you should be able to choose a policy that covers you and other adults in your family. You can also choose to add children under 21 to your policy.

    Plus, when you cover more than one adult, each additional adult receives a 5% discount off their Funeral Insurance premium (this doesn't apply to Extra Accidental Death Cover and Extra Accidental Injury Cover).

    Want to know more about our Funeral Insurance? Get a quick quote and apply online now or call 13 77 87 today.

  • How much cover do I need?

    It’s hard to accurately plan for how much cover you’ll need. Depending on the kind of farewell you wish to provide for, the amount you can leave loved ones for your funeral can range from $1,000 up to $15,000 – the amount you choose is up to you. For peace of mind, we provide a bonus 25% more cover after 5 years to make sure any unforeseen costs can hopefully be covered.

    You can choose to pay your premiums fortnightly, monthly or annually. If you choose to pay annually, you’ll receive 12 months' cover for the price of 11.

    You can also choose to add extra protection to your policy:

    • Extra Accidental Death Cover – leave your family a higher payout of up to $50,000 in the event of your accidental death
    • Extra Accidental Injury Cover – protect yourself in case of a serious or permanent injury, with fixed payouts of up to $50,000,
      depending on the type of injury

    Want to know more about our Funeral Insurance? Get a quick quote and apply online now or call 13 77 87 today.


Would you like to receive detailed information about Funeral Insurance?

Request an information package today and have it delivered to your home.

Not sure what you need?

Compare funeral payment options

Learn more
Insuranceline

Australia’s longest standing funeral insurance provider

Learn more

What is Income Protection?

Learn more

What is Life Insurance?

Learn more