It’s tempting to hide in your shell when the funeral conversation comes up. But avoiding this conversation could make things more difficult later on. Help your family take care of funeral and other unexpected costs with cover up to $15,000. Be prepared for when the unthinkable happens. Let’s have a chat.
If you are looking for a lower cost option, you may choose a 70% Value Promise so that at the time of a claim for the Funeral Insurance Benefit, we’ll pay the greater of the Funeral Insurance Cover Amount, plus any Bonus Cover, or 70% of the premiums paid toward your Funeral Insurance cover.+
At Insuranceline, we'll answer all your questions in plain English, so you know exactly where you stand.
Here you can find answers to the most common questions we get asked about Funeral Insurance.
For anything else, call us on 13 77 87 or read our Funeral Insurance Combined Product Disclosure Statement (PDS) and Financial Services Guide (FSG).
If I cancel my Funeral Insurance policy, will I get a refund?
When you take out Funeral Insurance with Insuranceline, we give you a 30 day money back guarantee - so if you cancel your policy in the first 30 days, we’ll give you a complete refund. After that, there are no refunds. Your policy simply gives you funeral insurance cover - it is not a savings plan.
Will my Funeral Insurance premiums go up?
What’s covered with Insuranceline Funeral Insurance and what’s not?
With our Funeral Insurance, you’re covered for:
Death from any other cause after the first 12 months of your policy. Only accidental death is covered in the first 12 months. This means that a claim would not be paid for death caused by anything other than an accident in the first 12 months of taking out Insuranceline Funeral Insurance cover (or, following any increase, in respect of the increased portion). If you die from causes other than accidental death within the first 12 months, we’ll refund the premiums you paid so far for Funeral Insurance.
Please see our Combined Product Disclosure Statement (PDS) & Financial Services Guide (FSG) for full details on what is and isn’t covered.
How much Funeral Insurance cover do I need?
Depending on the kind of farewell you wish to provide for, the amount you can leave loved ones for your funeral can range from $1,000 up to $15,000 – the amount you choose is up to you. For peace of mind, we provide a bonus 10% more Funeral Insurance cover after 5 years~ at no extra cost to help cover extra and unforeseen costs.
You can choose to pay your premiums fortnightly, monthly or annually. If you choose to pay annually, you’ll receive 12 months' cover for the price of 11.
You can also choose to add extra protection to your policy:
Want to know more about our Funeral Insurance? Get a quick quote online now or call 13 77 87 today.
Are my Funeral Insurance premiums tax deductible?
Who will my family deal with during a Funeral Insurance claim?
When the time comes, we make the process as straightforward as possible. When your family or beneficiary make a claim, a Claims Manager will personally oversee this claim and help your loved ones work through any details or questions, and help them access the financial assistance your cover provides as soon as possible.
Want to know more about our Funeral Insurance? Get a quick quote online now or call 13 77 87 today.
What are the different ways I can pay for my funeral?
There are a number of options when it comes to paying for your funeral. Here are a few examples:
- Set up a savings account and regularly contribute to it
- Pre-pay with a lump sum or regular instalments
- Buy funeral bonds
- Take out Funeral Insurance
Read more about different ways to pay for your funeral.
Can I get Funeral Insurance cover at any age?
Cover is available for all Australians aged 40 to 80. Depending on the amount of cover you need, up to $15,000 cover is available per Life Insured. Policies can cover more than one person, as long as each person is an Australian Resident and aged between 40 and 80.
Leaving your loved ones with enough to cover the cost of your funeral is a great way to keep on caring for the people you’re closest to.
As Australia’s longest standing provider of funeral insurance‡ we believe you should be able to choose a policy that covers you and other adults in your family.
Plus, when you cover more than one adult, each additional adult receives a 5% discount off their Funeral Insurance premium (this doesn't apply to Accidental Death Cover).
Want to know more about our Funeral Insurance? Get a quick quote online now or call 13 77 87 today.
As the longest standing funeral insurance provider in Australia‡, we believe that peace of mind should not be a luxury, but an affordable part of everyday life.
With Insuranceline Funeral Insurance, payouts are made directly to your loved ones (beneficiary/ies) or estate to help cover funeral costs, usually within 24 hours of receiving a valid claim.
The Insuranceline Value Promise (available on policies started from 2 March 2020) means that at the time of a claim for the Funeral Insurance Benefit, we’ll pay the Funeral Insurance Cover Amount, plus any Bonus Cover, or 100% of the premiums paid toward your Funeral Insurance cover – whichever is greater.
If you are looking for a lower cost option, you may choose a 70% Value Promise so that at the time of a claim for the Funeral Insurance Benefit, we’ll pay the greater of the Funeral Insurance Cover Amount, plus any Bonus Cover, or 70% of premiums paid toward your Funeral Insurance cover. +
When the time comes your family will have a dedicated Claims Manager who will personally oversee your claim and help your loved one(s) work through any questions.
To get to know different ways to plan and pay for your funeral, take a look at our Funeral Insurance Guide.
Want to know more about our Funeral Insurance? Get a quick quote online now or call 13 77 87 today.
When your cover starts you are only covered for Accidental Death for the first 12 months. This means that a claim would not be paid for death caused by anything other than an accident in the first 12 months of taking out Insuranceline Funeral Insurance cover (or, following any increase, in respect of the increased portion). If you die from causes other than accidental death within the first 12 months, we’ll refund the premiums you paid so far for Funeral Insurance. You’ll be covered for all causes of death 12 months from the date of your first payment to us.
Download the Combined Product Disclosure Statement (PDS) and Financial Services Guide (FSG).
Request an information package today and have it delivered to your home.
Compare funeral payment options
Costs of a funeral versus the cost of funeral insurance