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Funeral Insurance

Protect your loved ones from the financial burden of covering your funeral costs.
It's tempting to hide in your shell when the funeral conversation comes up. But avoiding this conversation could make things more difficult later on.

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$100 Gift Card

Get Insuranceline Funeral Insurance and be rewarded with a $100 gift card^

Gary in his shell

How Funeral Insurance can help you

Funeral Insurance cover provides a lump sum payment of up to $15,000 to help take care of funeral and other unexpected costs when you or your loved ones pass away.

Insuranceline affordable cover starts from as little as $2.75 per week* and when you apply, we won’t ask you any questions about your medical history. Let’s talk about it.


How to apply for
Funeral Insurance


Decide how much cover you’re likely to need. Read about how much a funeral can cost here.


Get an online quick quote by answering some simple age and residency questions.


Answer a couple more questions and confirm your contact details to view your final quote.


Once you’re happy with your quote, you can pay online and get your policy straight away.

Funeral Insurance FAQs

Funeral Insurance FAQs

Why Insuranceline?


Quality cover


Cover your way


Right price and value


There when you need us most

What our customers say

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Get Insuranceline Funeral Insurance and be rewarded with a $100 gift card^

Backed by TAL

* Based on $3,000 cover for a 40-year old with 70% Value Promise when paying annually (total annual premium of $143.00). Premiums depend on age, cover amount and Value Promise selection at application. Funeral Insurance cover is for Accidental Death only in the first 12 months of cover. Terms and conditions apply to each of these summaries of key product features. See the Combined Product Disclosure Statement (PDS) & Financial Services Guide (FSG) for details.

^Offer available to Insuranceline customers who complete an application for an Insuranceline branded and distributed Life Insurance, Income Protection or Funeral Insurance policy between 1 October 2023 and 31 March 2024 (inclusive) and are issued with a policy with a commencement date prior to 00.01AM (AEST) 1st of May 2024. To be eligible policy holders must hold the policy for 4 consecutive months and pay 4 months’ premiums in full. One Gift per customer. View full terms and conditions.

**Bonus 10% more cover is calculated on the fifth anniversary from the Policy Commencement Date. Each adult life insured will have an extra 10% of the average Funeral Insurance Cover amount held during the previous five years added to their Funeral Insurance benefit. Terms and conditions apply. Refer to the PDS for more information.

#Claims paid figures relate to all Insuranceline life insurance policies in the 2021 financial reporting year (1 April2021 to 31 March 2022). All claims on Insuranceline policies are assessed against the relevant policy terms and conditions. These terms and conditions, as well an explanation of the claims process, can be found in the applicable Product Disclosure Statement. Claims are administered and settled by the insurer, TAL Life Limited.

***Insuranceline is the longest standing provider of Funeral Insurance in Australia, based on: Strategic Insight, Actuaries & Researchers. Funeral Insurance means a policy with periodic premium payments that provides a lump sum to help pay for funeral and associated expenses when you die and excludes pre-paid Funeral Plans and Funeral Bonds.

The information provided on this website is general advice only which means it does not take into account your individual needs, objectives or financial situation. For this reason, you should consider whether it is appropriate for you, and before you decide to buy or to continue to hold an insurance product, you must read the relevant Combined Product Disclosure Statement (PDS) and the Financial Services Guide (FSG). The PDS/FSG contains important information which will help you understand the product, including what's covered and what's not covered and to decide whether it is appropriate for you. The Target Market Determination (TMD) for the relevant product, where applicable, is also available.

If you are considering cancelling a policy you already hold in order to replace it with a new policy, make sure you read the terms and conditions of both policies before you make a decision. The cover terms may be different, you may lose benefits accrued under your existing policy, and waiting periods may apply to the new policy. Changes in your personal circumstances (such as your age, health, and employment) that have occurred since your existing policy was originally taken out may also affect your new policy. As your application for a new policy may not be accepted, and some policies may be unable to be reinstated after they have been cancelled, you should consider waiting until your new policy is confirmed before you cancel any existing cover.

Promoted by Insuranceline, a trading name of TAL Direct Pty Limited (of Level 16, 363 George Street, Sydney NSW 2000) ABN 39 084 666 017 AFSL 243260. TAL Life Limited ABN 70 050 109 450 AFSL 237848 issues the life insurance benefits. St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239649 issues the Involuntary Unemployment Cover.

The ways in which Insuranceline collects, uses, discloses and secures your personal information are set out in the Insuranceline Privacy Policy, which is available free of charge on request.