Skip to Content

Our Blog
Contact Us
Existing Customers
Login
13 77 87

Funeral
- Funeral
  Insurance
- Quotes
  About Funeral Insurance
- Useful Information
  Claims
  - Funeral Insurance Claims
  - Final Expenses Claims
- Get a quick quote
Income
- Income
  Protection
  Insurance
- Quotes
  About Income Protection
  - What is Income Protection?
  - Benefits of Income Protection
- Useful Information
  Claims
  - Make a Claim
- Get a quick quote
Life
- Life
  Insurance
- Quotes
  About Life Insurance
  - How Does Life Insurance Work?
  - Am I Under Insured?
- Useful Information
  Claims
  - Make a Claim
- Get a quick quote

13 77 87

Funeral
Income
Life
Login
Existing Customers
Our Blog
Contact Us

Home
Life Insurance
Articles
Am I Under Insured

Backed by TAL

Insurance Products

Funeral Insurance

Life Insurance

Income Protection Insurance

Optional Illness & Injury Cover

Existing Customers

Login to Insuranceline Access

Make a Claim

Important Forms

Cancel Your Policy

General Information

General Advice Statement

Privacy Policy

Security

Financial Services Guide

Product Disclosure Statements

Life Insurance Code of Practice

Website Terms of Use

Insuranceline

Contact Us

Complaints

Life, Health, Wealth Blog

About Insuranceline

Careers

Marketing Calls

© 2022 Insuranceline

^Offer available to Insuranceline customers who complete an application for an Insuranceline branded and distributed Life Insurance, Income Protection or Funeral Insurance policy between 1 April 2022 and 30 September 2022 (inclusive) and are issued with a policy with a commencement date prior to 00.01AM (AEST) 1 November 2022. To be eligible policy holders must hold the policy for 2 consecutive months and pay 2 months’ premiums in full. One Gift per customer. Full terms and conditions at www.insuranceline.com.au/terms/gwpoffer. Eligible customers from the previous promotional period (ended 31 March 2022) will have up to 11:59pm AEST 31st of July 2022 to redeem the Gift Offer. Full terms and conditions at www.insuranceline.com.au/terms/offer.

~Bonus 10% more cover is calculated on the fifth anniversary from the Policy Commencement Date. Each adult life insured will have an extra 10% of the average Funeral Insurance Cover amount held during the previous five years added to their Funeral Insurance benefit. Terms and conditions apply. Refer to the PDS for more information.

‡Insuranceline is the longest standing provider of funeral insurance in Australia, based on: Strategic Insight, Actuaries & Researchers. Funeral Insurance means a policy with periodic premium payments that provides a lump sum to help pay for funeral and associated expenses when you die and excludes pre-paid Funeral Plans and Funeral Bonds.

The information on this website is general in nature only, which means it does not take into account your personal financial situation, needs or objectives. Therefore, before you act on it you should consider whether the advice is appropriate for you, having regard to those factors.

Before you decide to buy an insurance product from Insuranceline, or decide whether to keep an insurance product you already hold, you should consider the relevant Product Disclosure Statement (PDS). The PDS contains information about the product, including what’s covered and what’s not covered, and will help you decide whether the product is appropriate for you. The Target Market Determination (TMD) for the relevant product, where applicable, is also available.

If you are considering cancelling a policy you already hold in order to replace it with a new policy, make sure you read the terms and conditions of both policies before you make a decision. The cover terms may be different, you may lose benefits accrued under your existing policy, and waiting periods may apply to the new policy. Changes in your personal circumstances (such as your age, health, and employment) that have occurred since your existing policy was originally taken out may also affect your new policy. As your application for a new policy may not be accepted, and some policies may be unable to be reinstated after they have been cancelled, you should consider waiting until your new policy is confirmed before you cancel any existing cover.

Promoted by Insuranceline, a trading name of TAL Direct Pty Limited (of Level 16, 363 George Street, Sydney NSW 2000) ABN 39 084 666 017 AFSL 243260. TAL Life Limited ABN 70 050 109 450 AFSL 237848 issues the life insurance benefits. St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239649 issues the Involuntary Unemployment Cover.

The ways in which Insuranceline collects, uses, discloses and secures your personal information are set out in the Insuranceline Privacy Policy at www.insuranceline.com.au/Privacy-Policy, which is available free of charge on request.