Comparison figures in this calculator are reliant on information from the Australian Bureau of Statistics Household Expenditure Survey 2009-10, as at 11 November 2014: http://www.abs.gov.au/AUSSTATS/abs@.nsf/mf/6530.0/

The following categories were used:

InsuranceLine Expense Comparison Category

Official ABS Name as it appears in the ABS Household Expenditure Survey 2009-2010 (Table 17)

Your Home

Current housing costs (select dwelling)

Electricity & Gas

Domestic fuel and power


Food, non-alcoholic beverages, alcoholic beverages, tobacco products and personal care



Medical & Healthcare

Medical care and health expenses

Miscellaneous Goods & Services

Miscellaneous goods & services

Household Services & Operations

Household services and operation

Furniture and Appliances

Household furnishings and equipment

The figures used have been indexed as per the Selected Living Cost Indexes, Australia, September 2014

The full report can be downloaded here:

The Transport index figures have been applied to Domestic Fuel and Power and the Footwear index figures have been applied to Personal Care. 

The information contained in the calculator has been produced with the intention of providing a fun and engaging way for consumers to compare their monthly spending habits with those in similar living arrangements; single, couple, single parent, couple with kids. The calculator uses the most recent data supplied by the Australian Bureau of Statistics.  Although this calculator applies indexation to these figures their relevance may change over time.


household is one or more persons, one of whom is at least 15 years of age, usually resident in the same private dwelling.

Expenditure is the cost of goods and services acquired during the survey reference period for private use, whether or not the goods were paid for or consumed. It is reduced by refunds received or expected.

Your home costs relate only to the dwelling in which the household usually lives, and refer to costs such as rent, mortgage interest, body corporate levies, insurance, repairs and maintenance. The principal component of a mortgage repayment is excluded.

The InsuranceLine Expense Comparison Calculator is operated by InsuranceLine and provides information on consumer spending habits in Australia. InsuranceLine is a division of TAL Services Limited ABN 60 076 105 130 a Dai-ichi Life Group Company.

Your use of this calculator is subject to the following terms and conditions:

Privacy & Data

By using this calculator you agree to the terms of InsuranceLine’s privacy policy. Personal information as defined in the Privacy Act 1988 (Cth) is not collected from you when you use this site. Each insight is produced based on de-identified, aggregated and modelled data. Any data that you enter on the site is used for the purpose of providing a useful comparison for you to review your spending habits against. Some data may be de-personalised and aggregated to provide information to InsuranceLine about the characteristics of the people visiting and interacting with the calculator. We may collect information regarding the pages you have visited or what you have clicked on, to help InsuranceLine develop products and information of interest. 

Important Information

This tool is provided by TAL Direct Pty Ltd ABN39 084 666 017 AFSL 243260, and provides information for Australian residents only.  To the extent that any advice is provided, it does not take into account your financial objectives, circumstances or needs.

You should consider the relevant product disclosure statement (available from insuranceline.com.au) when deciding whether to acquire or to continue to hold the product.  We strongly recommend you seek professional advice based on your personal requirements before deciding whether any of the products or services detailed on this website are suitable for you.

To the fullest extent permissible by law, TAL Direct Pty Limited specifically disclaims any and all liability that may arise for direct, indirect, incidental, consequential, loss of profit or special damages that may arise from the access to and/or use of this tool.