Life stages

Life’s full of surprises - some good, and some not. Whether you’re young and independent, the proud parent of a growing family, or a retiree settling in to your golden years, the right insurance plan gives you the financial security and peace of mind you need to enjoy life to the fullest.

Young and independent

Just because you’re young doesn’t mean you don’t need insurance. In fact, it’s during these years that you can be most at risk of an accident, especially if you’re the adventurous type.

Adventure is great, but if you become ill or seriously injured, it could seriously endanger your financial independence. Just because you can’t work for a while, it doesn’t mean the bills won’t stop rolling in - not to mention medical expenses.
What if the worst were to happen and you were to die without insurance? Your loved ones would be left to take care of your loans and other financial commitments. Nobody wants that.

The good news is that when you’re young and healthy, it’s the cheapest time of your life to get insurance. With affordable premiums, and financial support when you need it, we can help you stay independent, whatever the future holds.

Which plan is right for you?

A plan to consider when you’re young and independent:

Income Protection Insurance - a regular payout if you’re unable to work.

Young families

Whether you’re just starting a family or living with teenagers, it’s important to know they’ll be looked after if something happened to you.

If you or your partner were unable to work due to sickness or injury, we can help make sure your family’s lifestyle is secure, and take some of the stress out of a difficult time. And if the worst were to happen and you or your partner were to die unexpectedly, we’ll continue to care for them.
With a range of affordable and flexible plans, we make it easy to find insurance that fits your needs - and your family’s budget.

Which plan is right for you?

Some plans to consider when you have a family:

Life Insurance - a lump sum payout to your family if you die or become terminally ill.
Income Protection Insurance- a regular payout if you’re unable to work.

Empty nesters

Their rooms may be empty, but you never stop caring for your family. So it’s important to make sure that they won’t be left worse off if something happens to you.

If you get seriously ill, our life insurance plans can help you make sure your loved ones aren’t burdened with your outstanding debts or medical costs. And if the worst was to happen and you or your partner were to die unexpectedly, we offer a plan to take care of the cost of a funeral, as well as helping pay for any final expenses you leave behind.

Which plan is right for you?

Some plans to consider once your children have left home:

Funeral Insurance - a lump sum to pay your funeral costs and unpaid bills you leave behind.
Final Expenses Plan - a lump sum to pay for final expenses, especially for the over 50s.
Life Insurance – a lump sum to pay for outstanding debts, such as the mortgage if you or your partner were to pass away.

Retirees

With Australians living longer and staying healthier in retirement, it’s more important than ever to think about your family’s financial security when you retire. But as a retiree, it can be harder to get insurance.

That’s why InsuranceLine has created a number of plans built for your needs. With a choice of cover payouts and flexible payments you can link to your pension or annuity dates, they’re both flexible and very affordable.

Which plan is right for you?

Some plans to consider once you’ve retired:

Final Expenses Plan - a no risk, lump sum to pay for final expenses, especially for the over 50s.
Funeral Insurance - a lump sum to pay your funeral costs and unpaid bills you leave behind.