What is Funeral Insurance?

Your funeral is your farewell to life, family and friends so of course you want it to be a special occasion but not a financial burden for loved ones. 
Funerals can cost between $4,000 and $15,000 according to Money Smart, Australian Securities & Investments Commission, 2012. But many people do not have that kind of money readily available to pay the funeral expenses. 

This is where Funeral Insurance comes in.

With Funeral Insurance, you pay a regular premium into your funeral policy. When you die your family gets a lump sum, usually paid within 24 hours of receiving the completed claim.

This money can be used to cover:
  • The funeral director’s fee
  • Transport
  • The casket/coffin
  • Fee for the chapel (if you use one) and the venue for the wake
  • Cemetery plot and headstone or cremation and urn
  • Flowers
  • Catering for the wake

How does our Funeral Insurance work?

It’s simple and straightforward:
  1. Work out how much money is needed for your funeral. Get an approximate idea of funeral costs then ring around for quotes
  2. Call us on 13 77 86 for a Funeral Insurance quote or fill in the form and one of our friendly staff will call you back. We’ll talk you through your options and help you choose an affordable premium payment plan. No medicals, no health questions
  3. When the time comes, we ensure a fast, smooth payout so your family can pay upfront for your funeral expenses 
  • We are Australia’s largest and most trusted provider of funeral insurance
  • Unlike other insurers, our premiums are guaranteed never to go up (unless you make changes to your policy)
  • You’re covered for accidental death, and after 12 months for all causes of death
  • We pay out double the insured amount if you die as a result of an accident
  • Our Lifetime Protection Promise means that if you’ve held your policy and paid premiums for more than 5 years, even if you cancel your cover, your loved ones will still be able to claim on your death a proportion of the cover amount you once held When you reach your premium cap, your cover continues for free
  • For your 90th birthday we give you free cover from here on in – no more premiums to pay!
To learn more, watch our Funeral Insurance videos

Find out more about funeral plans, pre-paid funerals and funeral bonds