Benefits of pet insurance

Pet insurance helps you cover the vet bills associated with your pet's illness or injury. Vet bills can be expensive, and most pet owners are often unprepared to handle the fees that even a simple treatment can bring. Would you easily find the money to cover the costs?

Unfortunately, just like humans, accidents and illness can affect your pet at any time no matter what their age. Pet insurance helps relieve the financial stress that can result from these circumstances.

Wouldn’t it be nice to know you can afford the very best treatment for the furry member of your family should they fall ill or get injured?

The InsuranceLine Pet Health Plan can give you peace of mind and save you thousands in unexpected vet bills.

• 80% of the total cost of your pet’s eligible treatments up to $10,000 each year
• Choice of 2 cover options depending on your needs: Accidental Injury or Accidental Injury & Illness
• Your choice of vet
• Great value with weekly premiums from $4.20 for cats and $3.20 for dogs
• Cover can commence while your pet is between 8 weeks and 9 years old and will then continue for the life of your pet
• Flexible to fit your budget – you can choose $0, $100 or $250 excess. Select a higher excess and you will pay lower premiums
• Accepted claims paid in as little as 48 hours

To make cover even more affordable we offer a range of discounts:

• Additional Pet Discount: Receive a 10% discount for adding additional pets to your policy
• Already an InsuranceLine customer? You will receive 10% discount on your premiums

InsuranceLine Pet Health Plan

Cover Type	Accidental Injury	Accidental Injury and Illness
Annual Benefit Limit	$10,000
% of vet bill covered up to	80%
Multi-Pet Discount	10%
No Claims Bonus	10% (max $50)
InsuranceLine Customer Discount	10%
Per Condition Excess	$0, $100 & $250
Covers Accidental Injury
Covers Illnesses
Routine Care Cover – see below for details		Optional (extra cost)
Tick paralysis - annual benefit		$1,000
Emergency boarding fees - maximum benefit	$500
Lifetime cover - renewal offer guaranteed
30 day-cooling off period
Overseas Pet Travel Insurance
Waiting period		30 days for illnesses
Additional Waiting period - Cruciate Ligament Claims only	6 months

InsuranceLine Pet Health Plan Routine Care

Annual Benefit Amount	Treatment
$50 for ONE of the following	De-sexing Micro-chipping Heartworm preventative medication Teeth cleaning Prescription diets Cremation or burial
$45	Flea / Tick / Worm Control
$30	Vaccinations or health check
$10	Heartworm test / blood screening FeLv / Fiv test / Urinalysis

Cover Type	Accidental Injury	Accidental Illness and Injury	Accidental Injury and Illness plus Routine Care
Cats (all breeds)	$4.20	$6.08	$8.28
Maltese Cross	$3.20	$6.44	$8.63
Australian Kelpie	$4.47	$7.85	$10.04
Labrador	$4.47	$9.74	$11.93
Rottweiler	$4.64	$11.62	$13.81

Examples given are indicative only. Premiums stated are weekly amounts based on a
1 year old pet and $250 excess. Premiums increase with age of pet, lower excess options and differ by dog breed.