“Yes, accidents happen. That’s why it’s important to provide protection for my family”
Every day, ordinary Australians suffer the trauma of losing a loved one as a result of an accident. And if something happened to you, could your family continue to live the way they do today, without the benefit of your income? Just think about the costs of daily life... the rent or mortgage... your credit card debt... the electricity, gas and water bills – it all adds up. Plus there would be funeral costs – easily $5,000 – and that’s just a start. There are also the children ... the cost of their schooling... their hopes and dreams for the future... the additional costs of childcare or housekeeping so that the surviving partner can continue to work.
As you can see, if something happened to you, your family’s financial future could be seriously threatened.
Every week in Australia, accidents claim more than 100 lives†
The fact is that no matter how careful we are, our everyday lives are filled with risk. You can be the world’s best driver but still become the victim of someone else’s negligence. You can take every precaution while doing repairs around the home, but still suffer a freak fatal slip or fall. And fatal accidents can occur as easily while on holiday as they can in the workplace.
Just as frightening, we now live in times where an innocent bystander can become the victim of an assault. Where a quiet stroll past the local pub can end with a death on the pavement.
Chances are that we’ll go through life without ever facing such accidents. But when you are responsible for the financial future of a family or a partner, you can’t afford to leave things to chance.
†Australian Bureau of Statistics (2003), Injuries and Deaths due to External Causes |