With the Accidental Death Plan you can choose the level of cover that’s right for your circumstances – up to $500,000 – so you can provide real protection for your family in the event of your accidental death.
Accidental Death means death which directly and independently of any other cause, is the result of bodily injury caused directly and solely by sudden, violent, accidental, external and visible means and which occurs within 365 days of sustaining that injury.
What’s not covered?
To keep the premiums as low as possible for as many people as possible; no benefit is payable upon death if it is the direct or indirect result of:
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undertaking a dangerous occupation*, such as underground miner or test pilot;
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participating in a dangerous pastime*, such as hang gliding or skydiving;
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actual or attempted intentional self-injury or suicide;
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taking intoxicating liquor or drugs;
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war (but not terrorism);
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the Life insured or Policy owner’s participation in a criminal activity;
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any period of time spent in any country which the Australian government has at that time advised against all travel.